Equities First Holding is a financial firm that operates globally to give an alternative financial solution to businesses and high net-worth individuals. Equities First Holding’s headquarters is in Indianapolis and has offices in Perth, Sydney, Bangkok, London and Singapore.
Equities First Holding provides loan using publicly traded stocks as collateral; they value their loan according to how the shares are performing presently and how they will perform in the future. It enables clients to achieve their goals at a lower cost unlike when they use the traditional method. The conventional way of borrowing has become expensive, interest rates are going up, and qualifications for the loan have tightened; customers are forced to look for an alternative way of getting working capital; that has made EFH to be recognized more.
A client who needs a loan has to meet with EFH experts to evaluate the value of the stock, when an agreement is reached the customer signs the contract. The stock is transferred to the custodian as EFH transfers the money to the client. The customer is expected to pay the interest at an agreed rate and then pays off the principal amount, then is when EFH returns the shares. Borrowing with EFH is a bonus because the interest rate is constant no matter what goes on in the market and in case the client is unable to pay back the loan, Equities First will retain the stock as theirs, and the client does not even have to pay the principal amount.
The founder and CEO of EFH, Al Christy, said it is the most innovative way of lending to the businesses and high net-worth individuals. The company has experienced growth annually of about thirty percent since its doors were opened in 2002; in 2016, it had made more than six hundred and fifty transactions. EFH provides an easy and fast way to get a loan, and that makes them be the leading provider of alternative financing globally.
Investment banking is a diverse and highly integrated banking system. According to the system comprises investment banking or corporate financing division, asset management and sales and trading service division. The main investment banking services include Mergers and Acquisition, Restructuring, Equity Capital Markets, Debt Capital Markets and Leveraged Finance. Mergers and acquisition entail several service provisions, including advising on the mergers, sale and purchase of a company as well as performing business valuation, structuring transaction and pricing.
The advice targeted at raising and structuring debt to finance company activities falls under debt capital market services. Equity capital markets, on the other hand covers advising targeted at equity and equity derived products such as IPOs, secondary offerings and capital sourcing. Leveraged finance includes specialized services like the issuance of high yield debts to firms seeking to finance various corporate activities such as acquisition. Restructuring involves improving company structures with the aim of making them profitable or more efficient. Some of the largest investment banking groups in the US include; Goldman Sachs, JP Morgan Chase, Morgan Stanley, Citigroup and Credit Suisse.
About Martin Lustgarten
Martin Lustgarten is a renowned investment banker and expert with roots from Austria and Venezuela. According to 59 years old investment expert is the CEO of the Miami, Florida based Lustgarten Martin Investment banking firm. Outside his core professional domains, Martin is an avid collector of beautiful vintage items such as watches and other luxury products. He is also very active on the social media where he usually provides pertinent financial advice to prospective investors, seasoned investors and newlyweds. One of his latest postings on offers advice to people on how to make sound financial decisions in 2017. He advises the following:
- Making adjustments on the tax withholdings by claiming more allowances on W4
- Analyzing your tax records in order to purge old tax files
- Replenish your emergency kitty to save your retirement savings
- Reviewing the beneficiaries of your estate when changes arise
- Boosting your homeowners insurance deductibles to avoid unnecessary charges
- Improving your credit profile
- Rebalancing your portfolio annually, if you record poor performance
One of the most interesting types of banking in the banking industry is investment banking. There are many reasons why investment banking is interesting. One of the main reasons why is the structure that makes up investment banking. The structure of investment banking contains three different banking service parts. Each part has a particular purpose in the operations of an investment bank. In addition, each part contains a set of banking services that relate to the specific purpose of the banking service part.
However, every investment bank has the freedom to determine what banking services it will offer. As a result, the three parts that makeup the structure of an investment bank are not required in total. An investment bank can decide the part or parts of the investment banking service structure that it wants to offer to its clients.
Typically, smaller investment banks have limited financial and human resources, so smaller investment banks usually provide only one of the three available parts. Larger investment banks have more financial and human resources, so larger investment banks tend to offer more than one of the three available banking service parts to its clients.
Probably one of the most talked about and well known aspects of the investment bank is the investment banker. The role of the investment banker is layered. The investment banker is responsible for numerous tasks in an investment bank. The tasks cover a wide range of tasks that include handling aspects of banking operations such as acquiring new clients, managing client accounts, securing funds for business deals, handling mergers, and handling acquisitions.
Martin Lustgarten is an investment banker who has been able to handle all the various tasks expected of an investment banker. He has the rare ability to effectively handle multiple tasks at the same time. Martin Lustgarten has demonstrated the ability to successfully handle client accounts.
With many years of experience in the banking industry, Martin Lustgarten has been able to go out on his own and start the investment banking firm Lustgarten Martin. As the founder of the firm, he has been able to show that he has the drive, skill, expertise, and determination to run a successful investment banking firm.