Your Loan Needs

When you are looking for a loan, you may think you can only choose from a few banks. The truth is there are a ton of banks that are able to help you, but Nextbank may be just the one you need.

How Applying for a Loan Works

When you apply for a loan with a bank, the process will look very much the same across the board. You will need a few things in order to get approved for your loan. That is the first step, getting everything together for the bank to look at. This will include your income, credit score, debt to income ratio, and your work history. This will give them an idea of if you can pay your loan and if you are going to be trouble when it comes to your loans.

Why Nextbank?

Nextbank is a great place to look because they don’t just look at the credit factors, they look at you as a person. This can help if you don’t have the best credit, but have a good work history. They will look at each thing and decide what will suit you in the end. They may even be able to give you a loan that works with your unique needs.

What Can You Expect at Nextbank?

You can expect people who care about you and your situation. They want you to get the home of your dreams and will work hard to help you get it. They also will help you to find the right credit solution for you and not push you into something that isn’t going to work. All you need to do is work with them and be ready to give them the information they need to help you.

There are a lot of banks that offer credit for buying homes, but few of them can offer you the personal touch that Nextbank can. You should take your time and research everything you need and how you want your loan to look before choosing a bank, but Nextbank is a great option for getting that home of your dreams and helping your credit. What are you waiting for? Call Nextbank today.

A look at the pardoning of Sheriff Joe Arpaio

When United states judge Bolton found sheriff Joe Arpaio guilty of violating a court order it marked the height to which the sheriff had his pushed his defiant ways. The sheriff’s department had earlier on been found guilty by U.S. District Judge G. Murray Snow of systematic and endemic racial profiling.

The judge guided by the facts brought forward in the case had identified some measures that needed to be implemented in order to mend the gap that existed. To this end, he appointed a monitor who would be responsible for overseeing the implementation of the said changes and report back to court on the progress of the reforms.

The sheriff since his election and over the course of his six consecutive terms had turned his department into a racial profiling agency.

This would see them target the large Hispanic community that lives in Maricopa County being a border state. The sheriff ran jails that were meant to hold anyone arrested for the same and due to overcrowding problem in the county the sheriff had come up with a tented camp jail system. The system was meant to address one issue but would end up creating more problems than those that it was expected to overcome.

The tented jails were known for their brutality against inmates who were sent there as they suffered beatings for the slightest of defiances. Women who were expectant were often handcuffed to their beds as they gave birth and all this took place in a center that would get to a hundred and thirty-five degrees during summer.

The atrocities were all conducted under the watchful eyes of the sheriff as he grew his brand of America’s toughest sheriff. The sheriff engaged in the politics of race accusing the minorities or simply those that did not look like him for all the problems that faced the community. Read more: Jim Larkin | LinkedIn and Jim Larkin |

The Phoenix new times a newspaper that was previously owned by Michael Lacey and Jim Larkin was one of the most vocal critics of the sheriff. The paper focused a lot of effort on laying bare the antics of the sheriff and ensured that America saw the real picture of what it looked like from the eyes of those who suffered this injustice.

The sheriff would be irked by this persistent reports regardless of how accurate they were.The sheriff made the publication and all those that worked for it enemies. He would routinely threaten journalist linked to the paper before he eventually banned all its reporters from attending his press conferences. Learn more about James Larkin and Michael Lacey: and

He would, later on, arrest Jim and Micheal for publication of various material related to an overreaching subpoena. This would lead to a case that saw the sheriff, and his office sued for the illegal arrest and detention of the two.

In the end, the ninth US district court of appeals found that indeed there rights were violated and this would lead to a three thousand seven hundred and fifty million dollar settlement. The money was dedicated by Larkin and lacey to the start of the Frontera fund one of the most vocal defenders of the Hispanic rights in America.

Lacey and Larkin Frontera Fund

On October 18th, 2007, Jim Larkin and Michael Lacey were hurled into unmarked vehicles with foreign license plates and carried off to two different detention facilities. They were arrested in such an unfair, unlawful way that public outcries led to their release.

For a bunch of years, they made a court case out of what had happened to them that night. The county that had wronged them—Maricopa County, ended up having to give them millions of dollars in “I’m sorry” money in 2013.

The two men had been harassed because they were the owners of a local publication called The Phoenix New Times. This publication passionately criticized the outrageous comings and goings of Sheriff Joe Arpaio.

Sheriff Arpaio

While all of this drama was unfolding for Jim Larkin and Michael Lacey, Sheriff Arpaio was experiencing a lot of problems. His problems were stemming from the fact that he had screwed with other people in unjust ways.

Joe Arpaio took a hardliner stance against undocumented immigration. As a result, he made it a point to spot out potential illegal aliens, catch them and deport them if they were really illegal. Since there is an inescapable racial component to the topic of undocumented immigration, he was accused of unfairly seeking out people with Hispanic appearances.

In December of 2011, a U.S. District Court Judge by the name of Judge G. Murray Snow ordered Sheriff Arpaio to stop bothering Latino drivers on the basis of being Latino. For the next eighteen months or more, Sheriff Arpaio and his officers resumed the racial profiling. Read more: Jim Larkin | and Michael Lacey | Crunchbase

In May of 2013, Judge Snow took notice of this and officially ruled that the Sheriff had engaged in racial profiling. Arpaio and his officers admitted that they had gone against the judge’s orders, though they claimed that they didn’t understand the orders.

Susan Bolton, a federal district judge, convicted Arpaio of criminal contempt. She accused him of purposely not following the orders that he was given to stop racially profiling minorities.

In the summer of 2017, Sheriff Arpaio was about to hear his sentence for criminal contempt when President Donald Trump swooped in and pardoned him. Arpaio was pretty lucky to have evaded jail time because he is a very old man. At age 85, any number of years in prison is a long time

What This Means

The Sheriff Arpaio case represents a huge split in interests in American society. Each side has a pretty good argument.

For example, the people who look up to what Arpaio did believe that he was protecting the safety and integrity of the country. Learn more about Michael Lacey and Jim Larkin: and

This is not an uneducated viewpoint, considering the fact that illegal immigration is tied in with a whole world of violence, drugs and human trafficking. Also, how fair is it, really, if Americans have to work hard and follow the laws while illegal immigrants are given a hand and don’t pay taxes?

On the other side of the coin, illegal immigrants are just trying to have better lives, and a lot of them are good people.

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About Lacey and Larkin Frontera Fund

Relevant Links

Lacey and Larkin: Civil Rights

They say that fact is always stranger than fiction. There are so many cases where this truth shines brightly. One set of facts that definitely reads better than any novel ever written are the turn of events that involve Jim Larkin, Michael Lacey and a sheriff who goes by the name of Joe Arpaio.


Who knew that the history between two colleagues and a figure of law enforcement can get so hectic. But, it is on record for happening. The shock factor stays pretty high all the way around whenever the career of Joe Arpaio as Maricopa County Sheriff is the subject of conversation. In fact, informing the public about the activities of one of their servants is the thread if fate that binds Lacey and Larkin to Arpaio.


The long and short of the circumstances basically sum up to a lot of ups and downs ending with the long-time sheriff running for a Senate seat. But, that is not before his conviction and subsequent pardoning from President Trump. It is the crime and very drawn-out court battle leading to that conviction which brings about the foundation of the Frontera Fund.


Frontera lives up to its name sake and elevates Lacey and Larkin from the ranks of civil rights advocates to full-fledged philanthropists. This is because the fund sends monies to organizations to assist with their programs and operation finances. The Frontera Fund also acts as a hub for information and a current events focused on Latino issues.


Things do not stop there, as Larkin and Lacey continue to contribute to society in the same way that started it all. The Front Page Confidential is a online platform that covers threats to the First Amendment. It is the natural evolution to a level of vigilance demonstrated by Lacey and Larkin that should be modeled as well as appreciated.


Todd Lubar: Solving Client Problems

While there are many important aspects of running a successful business, one of the most important is solving problems of customers and clients. No matter how big or small the problem may be, being able to satisfy customers is often the most crucial aspect of determining if a business succeeds or fails. For entrepreneurs such as Arthur Becker, this has been an important part of his businesses. Whether working with customers through his high-tech optics company, macadamia nut farm, or various real estate investments, Arthur has made it his mission to ensure all of his customers are completely satisfied. And for those who have read a recent interview, it’s clear fellow entrepreneur Todd Lubar embraces the same philosophy.

Having run a wide variety of businesses over the past two decades, Todd Lubar knows all too well the obstacles many entrepreneurs face on a daily basis. From keeping customers happy to working with vendors and others to ensure bills are paid and products are in stock, Todd realizes it takes a special type of person to succeed as a business owner. Because of this, he constantly updates himself on the latest skills and issues related to business ownership, which enables him to stay well ahead of the competition. For more details visit LinkedIn.

According to Patch, in his current role as President and CEO of TDL Ventures, Todd uses his background in real estate and finance to help clients who have dreams of owning a home or business, but have difficulty obtaining the financing needed to turn these dreams into reality. Using the experience and contacts he gained while working at Crestar Mortgage and Legacy Financial, Todd has been able to help one client after another gain the money they needed through alternative forms of financing. In doing so, he has used the experience gained from his involvement in more than 7,000 real estate transactions to work with clients from all walks of life, helping make their dreams come true.

Never a person to back down from a challenge, Todd Lubar knows that to continue staying ahead of his competitors, solving client problems must always be his top priority.

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Diversity and Experience from Highland Capital Management, L.P.

The company philosophy of producing consistent returns on investments by utilizing age old and tested principals to their investment strategies is how they keep their clients satisfied and secure in their decisions. They invest with discipline and using research focused in the specific industry of various investments. Helping clients create investment structures that are going to last the test of time is one of the ways that the company has developed a solid reputation as a reliable investment management firm. Read this article at Dallas News.

Highland Capital Management, L.P. is a global leader in SEC-registered investment advisors with an approximate 13.9 billion dollars in assets in their management portfolio. With a specialization in credit strategies including credit hedge funds, separate accounts, distressed and special situations private equity as well as long-only funds, they have some of the most experienced professionals on their team. Highland Capital headquarters in Dallas, Texas and satellite offices in Sao Paulo, Singapore, New York and Seoul make them easily accessible to their clients.

Highland Capital Management, L.P. team members also pride themselves on making a difference in the communities around them. This comes through donations to local and national nonprofit organizations, volunteering and advisory board involvement by many of the team members. In conjunction with their partners, the firm has provided over $30 million dollars in assistance to world wide organizations. Through such programs as the Engage at the Bush Center event series and the Military Service Initiative in combination with Boeing Corporation, the company has given back more than $20 million dollars.


Some of the strategies for investing that the firm supports includes high yield credit, structured investments, product investment, distressed and special situations, long and short equity, healthcare, emerging markets and real estate. This diverse reach allows clients the opportunity to find investments portfolios that work best for their life situation, personality and future goals. Learn more about Highland Capital at Affiliate Dork.

Talkspace: the Therapy App

Talkspace is an innovative a new app that allows users to connect with mental health professionals and receive counseling and therapy through their smartphones. Founded by Frank Oren in 2012, as of November 2017 Talkspace had around 500,000 active users.

Talkspace recently made a deal with Magellan Health, a massive medical insurance provider. This means that soon everyone covered under a Magellan Health healthcare plan will be able to access therapy through the app.

Talkspace is changing the way people view therapy by allowing users to interact with therapists in new ways. Different plans through Talkspace offer different options, and users can contact therapists daily through text messages, phone calls, or video chats. Another benefit of the remote therapy method employed by Talkspace is that users can talk to a therapist any time and can be contacted by a therapist at any time. Frequent short therapy sessions are especially valuable to busy people who cannot find time to visit a therapist’s office.

Talkspace is also making therapy accessible to more people. The company refers to a study that offered nearly 100,000 veterans the chance to access therapy online. The results of the study showed that this reduced the number of mental health incidents and hospitalizations by about 25 percent.

Talkspace founder and CEO Frank Oren hopes that the widespread access to mental health professionals will also reduce, or eliminate entirely, the stigma associated with seeking mental help.

President And Powerful Figure At Bradesco: Who Is Luiz Carlos Trabuco Cappi?

Luiz Carlos Trabuco Cappi is the sitting president and CEO of Banco Bradesco. Banco Bradesco is one of the largest banks in South America based in Brazil. He was elevated to the position of the presidency of the bank following the resignation of Lazaro de Mello Brandao last year. Luiz Carlos Trabuco Cappi will be the president of Banco Bradesco up to 2019. The next CEO of the bank will be known this year in March. The current Banco Bradesco president and the CEO is the first person in the history of the bank to hold both positions. The bank leadership regulatory policy does not allow a person to keep two jobs at the same time. The bank will be expected to reveal the name of the new president in March 2018.

The leading Banco Bradesco bank has a culture of hiring staff to hold the top position within it. It has never employed workers from outside as they prefer to promote from within the bank especially when it comes to those who hold the senior ranks. The bank has a large pool of talented people who likely will be appointed to the position of the presidency. The term limit age for the presidency of the bank is 65 years. The retirement age was extended from 65 years to 67 years in recent years to provide for a gradual transition of power. The president and the executive officers are expected to retire at the age of 65 years otherwise.

Mr. Luiz Carlos Trabuco Cappi is one of the most experienced people in the Banco Bradesco banking institution. He has the experience and skills to make the bank compete successfully with other dominant world banks. Luiz Carlos Trabuco Cappi is a graduate of the University of Sao Paulo. He graduated with a post-graduate degree in sociology as well as in politics. He also graduated with a multiple degrees in the Philosophy, Languages, Sciences and Arts from the same place.

Mr. Luiz Carlos Trabuco Cappi has held several top leadership positions while working at the bank. He began his career in April 1969 at Bradesco Bank. He has sat on different Boards of Directors too. Luiz Carlos Trabuco Cappi was a member of Management Board at ArcelorMittal Brasil S.A. He was also the Managing Director of Banco Bradesco SA in March 1999. He worked as an Internal Director of Banco Bradesco S.A, Director, of Bradespar S.A, Director of Grupo Bradesco Seguros from March 2003 as well as other notable positions. From 2009 to May 2010, Mr. Luiz Carlos Trabuco was the Non-Executive Director of Banco Espirito Santo SA.

Luiz Carlos Trabuco Cappi has served as the CEO, Chairman, vice president and president in the different departments at the Bradesco Bank. In 1999, he became the CEO of Bradesco Providencia Seguros SA. He also served as the deputy president from March 1999 in the same department. In 1994 to 2000 Mr. Cappi was the president of ANAPP. The current president of the Banco Bradesco also served as the member of the managing board for the Brazilian Association of Listed Companies in 2000 to 2003. Since March 2003 he was the president of Grupo Bradesco Seguros. On December 23, 2009, he held the position of the Chairmanship and Director of Odontoprev S.A. Also, Mr. Luiz Carlos Trabuco Cappi served as the CEO and the Executive Deputy President of Banco Bradesco S.A.

Mr. Luiz Carlos Trabuco Cappi has faced significant challenges to maintain the legacy of the Bradesco Bank. The bank has almost 27 million customers. The current president is expected to deal with new issues of digital literacy transactions.


GoBuysides Recruitment System Will Revolutionize Job Hunting

A new system of recruitment is poised to revolutionize the industry of job-hunting and the process of recruitment. At the outset, it appears that this new method of recruitment could benefit both job seekers and employers. The company that utilizes this new system is called GoBuyside, a unique and quite intriguing name. What is this company and how does its new recruitment system work and is this new system really beneficial to the average job-seeker and employer? Here’s the lowdown about GoBuyside.

GoBuyside 101

If one visits their website, this basic information will greet the visitor. GoBuyside’s website says that it is fostering a recruitment platform of the 21st century. The information makes it appear that this platform is the new kid in town and it specializes in collaborating with Fortune 500 companies, investment managers, hedge funds, advisory platforms and private equity firms across a wide span of mandates and geographies. That is quite a lot of interesting information that can catch the attention of those interested in what this company can offer.

Searching for its origins, one will find out that GoBuyside is involved in providing recruiting solutions to investment firms that will hire their services. Its main offices are based in New York City, New York, in the United States. Apparently, this company was founded in 2011, so it is practically a new company which espouses a new kind of recruitment technology. The number of active employees of GoBuyside, the information say, is from 11 to 50. That’s about all the basic information a person can get if he will search the internet. However, there are still some interesting things that are posted in the company’s official website that will reveal more about its operations, if one will care to search a little bit more.

The Global Reach Of GoBuyside

From its website, one will find that GoBuyside is entrusted by more than 400 clients with their recruitment process. The company’s talent network, the site adds, is about 10,000 firms and increasing. It has a reach of more than 500 cities across the globe. Apart from scores of places in the United States, some of the countries where their clients are based include Canada, China, Mexico, Singapore, the UK, United Arab Emirates and many more. That means GoBuyside was able to place candidates or job seekers in all of these places.

What Should Job Seekers Do?

If a job seeker wants to use the system of GoBuyside to get a job, he only needs to do one basic thing. According to the company’s official website, a candidate should create a confidential profile. He apparently needs to post this on this site and he will be able to access his career opportunities, search for compensation information and get insights of his market niche. If a job seeker wants to use the services of GoBuyside, he should visit its official website to get more detailed information about its services.

Whitney Wolfe Herd Aiming to Make Online Dating Through App, Safe and Secure

Thanks to the advancement in the world of technology and the onset of the internet, dating has never been easier for singles. Many new dating apps and sites are out there where people can meet complete strangers on online, and if things go well, decide mutually to take things forward. Due to the kind of hectic lifestyle people lead these days, it has become difficult for people to find time to socialize too often and come across that right person who they would like to date. Dating apps, however, has made it easier for men and women as well as homosexuals to find dates. One of the dating apps that have been in the news lately for all the right reasons is Bumble.

Bumble was founded in the year of 2014 by Whitney Wolfe Herd, who has in the past been a part of the team that founded Tinder, another dating giant with over 50 million members. As a co-founder of Tinder, Whitney Wolfe Herd has gained considerable experience and expertise with the dating technology as well as the features that the men and women are looking for from the dating app. Whitney Wolfe Herd used her experience and expertise to the fullest while designing and developing Bumble. The fact that Bumble is focused more on women than man has touched chords with people, and has helped filter out many male members who aren’t open-minded enough to see women in a position of strength.

In Bumble dating app, it is the women who can make the first move and contact the men they want to meet or have a conversation with. Men can check out the profiles of women, but cannot contact the women unless women take the first step of contacting the men. The Bumble app has a very forward thinking ideology and encourages women to make the first move, which makes things easier when it comes to dating. Whitney Wolfe Herd has some experience with dating as well in her personal life and knows that dating apps can help, but has mostly found that the dating app is filled with encounters with males that mostly leads to unsolicited messages and images of sexual nature. With Bumble, Whitney Wolfe Herd aims to make dating app a safe and secure yet fun experience for the members, both men, and women. It is a more elegant version of online dating constructed into an app.

What Tony Petrello Did For Houston This Last Fall

Anthony Petrello, better known as just Tony Petrello is often mischaracterized because he has a lot of influence as CEO of one of the world’s largest oil drilling companies. He’s been with Nabors Industries based in Houston for over 20 years and has been in charge of one of the world’s largest fleet of rigs and offshore modular equipment during this time. At one time his salary reached over $60 million for yearly compensation, making him a higher paid CEO than anyone on Wall Street, but this is really not what Petrello should be remembered for.

Tony Petrello is proud to support the work in neurological research at the Texas Children’s Hospital in Houston conducted through the Dan and Jan Duncan Institute at that hospital. Petrello got involved here because his daughter Carena is a victim of periventricular leukomalacia and has had daily struggles that Tony and his wife Cynthia have worked to help her get through. He’s wanted to help future children who might be born with this disease have a chance for a cure, and as friends of Dan and Jan Duncan he’s donated $7 million to their research institute and has encouraged others to do the same.

More recently, Tony Petrello gave over $100,000 to help out with Hurricane Harvey victims this last fall. This hurricane, one of the deadliest in history brought a lot of people together in effort to help the people of Houston and the rest of the Texas coast recover from the damages, and after the hurricane hit Nabors Industries allowed and encouraged employees to help out with the relief. Petrello promised to compensate every employee who helped with the cleanup and providing services such as hot meals, and the $173,000 he donated matched a fundraiser that the company had done during that time. Petrello is not originally from Texas, but he’s been proud to call it home.

Tony Petrello came from New Jersey and was considering a career as a math professor after getting both his bachelor’s and master’s in the field at Yale. He decided instead to go into law and completed his J.D. in 1978. He specialized in financial law in areas such as regulations and tax compliance while serving at Baker & McKenzie where he later became partner. He stayed there until 1991 when Nabors Industries who had been a client at the firm offered him the position of Chief Operating Officer. Petrello became CEO in 2011 when former Nabors CEO Eugene Izenberg passed away.

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